THURSDAY, SEPTEMBER 14, 2023
Everyone wants to reduce their auto insurance rates. To do so, why not consider protecting your car? Most consumers have access to a wide range of anti-theft devices. Simple or complex, they can help you keep your car safe. As a result, your car insurance provider may reduce your rates if you have these systems in place.
Which features should you look for in them? What type of device is best to install? Here is some insight into a few options.
System Locks
There are two main options here. First, a steering wheel lock system can help reduce costs. These are simple to install and removable. They make it impossible to turn the wheel without taking the device off. Floorboard locks are another option. They disable the brake and gas pedals on the vehicle. They are inexpensive to invest in. 
If you are in a high theft area, this can be a good option for you. Your insurer may reduce your costs.
Disabling Devices
Both passive and active disabling devices can help. These include apps and technology built into the car' that allows for someone to remotely control the vehicle. For example, the manufacturer may have a system in place to track and turn off the car if reported stolen. Passive versions, such as cell phone apps, can disable components of the vehicle to prevent access.
Audible Alarms
Sometimes, drawing attention to a vehicle can ward off a theft.
An audible alarm is one that creates a loud sound if someone tries to enter the car while the alarm is in place. This is a common type of alarm form manufacturers. The vehicle may sound the alarm when someone opens a door while the alarm is in place. Most also allow the owner to press a key fob to activate the alarm in an emergency.
Most do not connect to the police. Some do. See what connectivity options come with certain items.
Tracking Tools
GPS tracking devices are growing in prominence. They can provide information on where your car is at any time. Individuals will be able to log into the tool or contact the company operating them. The company can then track the vehicle. In doing so, the company can alert police to its location.
These types of devices offer protection for owners. They also reduce the risk of car insurance claims. Discuss your use of these with your auto insurance agent.
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